Research Library

An US-based online experiment exploring why some people choose to retain savings rather than use them to pay off debt, even when the debt interest rate is higher than the savings rate

This report from the Bevan Foundation explores the impact of the pandemic on problem debt in Wales.

A mixed method research commissioned by HMRC to explore the experiences, saving behaviours, and profile of Help to Save account holders

Qualitative interviews delivered by PwC Research to explore user feedback on a Pensions Dashboard.

This project sought to test the effectiveness of the Plain Numbers Approach (making small changes to the way that numbers and data are presented) on customer comprehension across a range of markets and documents.

An insight report based on data from members of NEST, the National Employment Savings Trust, covering members’ experiences of saving in the Nest pension scheme

Nest Insight’s fourth annual research report describes the experience of people saving for their retirement through the Nest pension scheme.

Invesco, Nest Insight and language strategy experts maslansky + partners conducted research to identify the barriers to retirement income planning for people in their late 30s, 40s and early 50s, and to see whether simple changes to the language used to talk about pension saving could help scheme members overcome these barriers.

The Smarter Signposting project was a collaboration between Royal London and the Financial Capability Lab. The pilot explored ways that financial institutions could use customers transaction data to identify customers (≤70 years) who would benefit most from independent pensions guidance. It also tested three messages (via email and letter) informed by behavioural science to engage them.

This is the final report from a project which aims to investigate the economic and financial challenges facing low to middle income families where young adults live with their parents.