Research Library

A literature review and data analysis of the relationship between debt and subjective wellbeing, using data from a longitudinal British survey on wealth and assets

This 2020 report uses data at the local authority level to provide a regional context for previous case studies, looking to understand financial hardship in rural areas.

A study of the relationship between subjective financial wellbeing, measured by responses of survey respondents, and objective financial wellbeing, measured by the same respondents’ bank account data

A review of impact evaluations to assess the use of the ONS24 measures of personal wellbeing: How are they being used, what is the quality of the impact evaluations and what are the key findings?

This review draws on research evidence from the last five years to consider why a substantial minority of households regularly use credit for essentials.

An evaluation of Young Money’s ‘Your Money Matters’ financial education textbook, that was aimed at 14-16 year olds, along with the accompanying teacher’s guide.

This paper examines the market for alternatives to high-cost credit and sets out the actions taken by the FCA on commitments made in previous reports, as well as next steps.

The report investigates five behaviour change campaigns and draws on their insights to create 11 key lessons that can give evidence, direction and momentum to MAS.

This 2019 review details the findings of a systematic review that was conducted to understand people’s borrowing behaviour and how it impacts their financial wellbeing

This 2019 report from the Money and Pensions Service investigates the links between childhood financial capability and outcomes in young adults.