Research Library

Research into buy now, pay later (BNPL) services conducted with a nationally representative sample of US households as part of a wider survey on use of financial products.

A study by the US Consumer Financial Protection Bureau to assess the marketplace importance of Buy Now Pay Later lending products and the impacts of these on consumer in the US.

Ecorys UK, in partnership with the Personal Finance Research Centre (PFRC) at the University of Bristol, was commissioned by The Money and Pensions Service (MaPS) to evaluate the Children and Young People (CYP) Financial Education Innovation and Evaluation Programme. This report synthesises the key findings and learnings for the programme, drawing on the evaluation evidence of all seven pilot projects.

A pre-registered randomised controlled trial using multiple evidence-based nudges and boosts to increase savings account uptake at a major commercial bank.

A survey of UK adults by the Financial Services Compensation Scheme (FSCS) to provide insights on consumers’ engagement with and understanding of pensions and SIPPs and awareness of FSCS protection

A summary of recent evidence for the Money and Pensions Service on the impact of Covid-19 on levels of credit use among UK adults and especially the use of consumer credit for everyday essentials.

Quantitative analysis of data within the Financial Lives (2020) study, assessing the ability of UK adults to understand the risks and uncertainties of different savings approaches (savings accounts, housing and stock market returns).

An experimental trial of the effects of free and paid-for robo-advice on loan repayment decisions, run by the Financial Conduct Authority with participants representative of UK adults.

A mixed-methods study of the current UK employer pension contribution landscape and how innovation in the sector could support employees’ financial security in retirement better in the future

Evaluation of MyPocketSkill, a digital technology platform that aims to connect young people with opportunities to earn money via an online platform, whilst encouraging a savings mindset and behaviour.