Llyfrgell Ymchwil

A study undertaken by Blackbullion to understand the perceptions and experiences of UK university students of their financial situations in 2025 and explore trends in these since 2021.

Survey analysis by the University of Bristol of the financial wellbeing and expectations of households in Scotland in November 2024, with comparisons to previous years and the rest of the UK.

Feasibility and validity testing of Arlo’s Adventures, the Money and Pensions Service’s innovative measure of financial literacy for children aged 4-6, with children recruited from UK primary schools.

A survey of the impact of financial stress on cognition, decision-making and mental wellbeing – the ‘scarcity mindset’ – among low-to-middle UK earners who use Wagestream’s financial wellbeing app.

A mixed-methods study by Stepchange of their debt advice clients and a survey of UK adults to explore the prevalence, experience and impact of, and barriers to good outcomes after, coerced debt.

Analysis by the University of Bristol of the financial wellbeing and expectations of UK households in November 2024, with comparisons to previous editions of the same tracker survey.

Survey analysis of UK workers who use Wagestream’s financial benefits app to explore an empathy gap among higher earners and an action gap for lower earners in relation to their financial wellbeing.

A review of the evidence and call-to-action in relation to trends in and experiences of poverty in the UK.

Quantitative analysis by the Resolution Foundation of a large, nationally representative sample of payroll data to explore levels and differences in high-frequency volatility in UK employee earnings.

Surveys of British adults aged 18-75 to estimate levels of illegal lending and identify how changes in the credit market, regulation and illegal lending affected consumer access to credit.