Research Library

Money skills training and advice delivered by 1625 Independent People in a wide range of community settings to current or potential social housing tenants aged 16-25.

This project explores the potential impact of cheque imaging on low income, excluded and/or vulnerable consumers and sole traders, including those who use non-bank cheque clearing services.

This report explores the reasons behind people’s decisions and the lessons behavioural economic theory offers policy-makers, particularly in relation to engagement in pension decisions.

This report explores the role that behavioural techniques play alongside other policy levers to help people achieve better long-term saving outcomes throughout the lifecourse.

This research considers what is reasonable and realistic to expect of consumers in retail financial services.

This study examines the effect of culture on financial literacy by comparing secondary school students along the German-French language border within Switzerland.

A paper by researchers at the Centre for Business in Society (CBiS), Coventry University, using area-based credit lending data to understand the issue of financial exclusion on a geographical basis.

Financial technology is promised as a means of financial inclusion for the un(der)banked. This study reviews available data to show that lack of digital knowledge impedes take-up of financial services.

A review of literature on behavioural insights, with a focus on how the insights can be applied to increase the financial wellbeing of adults in the workplace

The report highlights the challenges presented by the impact of wider policy, economic and demographic change, and actions that stakeholders might take to promote employee financial well-being.