Research Library

A review of Prize Linked Savings accounts: whether such accounts are likely to appeal to consumers in the US and considering the barriers and benefits to such accounts.

Ensuring that ex-offenders have sufficient legally obtained income to live on is a key factor in their successful rehabilitation, but many encounter significant problems achieving financial security.

Group training for front-line workers and face to face workshops and one-to-one sessions for service users, delivered by full time financial capability advisers in the North East of England.

Four year course involving children and their parents to increase financial capability and encourage saving behaviour.

A five year teacher training programme for secondary schools and colleges in five regions of England, delivered by personal financial education consultants and included lesson plans.

A study examining the differential impact of a personal financial management course on US high school students.

An evaluation of the social and health outcomes and microeconomic costs and savings associated with money management support for elderly people in New York City.

Programme reaching 12,800 older people, aiming to improve older people’s knowledge, skills and confidence in managing their money through practical & individual assistance.

Three experiments testing the future self-continuity hypothesis: that future self-perceptions are linked to savings behaviour.

An academic study exploring saving motives and saving horizon using a large, nationally representative data set, the 2007 Survey of Consumer Finances in the U.S.