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A working paper that discusses financial advice models, past research on financial advice effectiveness and the take-up of financial advice in USA.
Year of publication 2010
Evidence type
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Classroom-based financial education programme designed to increase financial knowledge, delivered by teachers with the aid of DVDs.
This 2010 report from the Joseph Rowntree Foundation examines the experiences of credit and debt for low-income families over a 12-month period
Evaluation of a funding programme run by the UK government to increase access to affordable credit by increasing lending by third sector organisations.
National survey of adults in Australia to understand how financial behaviour affects financial decision-making.
Pathfinder programme (precurser to the Money Advice Service) providing money guidance and infomation through multiple channels.
Qualitative and quantitative evaluations of three separate intervention programmes for offenders and correctional staff, delivered by a variety of agencies.
A demonstration project in Canada to test the effectiveness of a new instrument – Individual Development Accounts (IDAs) – to encourage low-income adults to save for their own education or training.
A review of Prize Linked Savings accounts: whether such accounts are likely to appeal to consumers in the US and considering the barriers and benefits to such accounts.
Qualitative study by Loughborough University exploring what helps or hinders older people manage their finances; using interviews with older people aged 65-84.