Llyfrgell Ymchwil

Quantitative analysis by Lloyds Bank of the benefits of digital participation and opportunities to support UK consumers to build digital and financial capability, using transaction and survey data.

Analysis of a new survey of employers, modelling and a review of wider evidence for the ABI to understand the likely impacts of member choice and stapling in proposed UK workplace pension reforms.

A literature review and analysis of Understanding Society survey data to understand the short and long-term impacts of savings on wellbeing and how to encourage saving among people living in the UK.

Econometric analysis of UK national longitudinal survey data to estimate the effect of changes in debt levels on people’s subjective wellbeing and to quantify this in monetary terms.

Research by the Financial Services Compensation Scheme (FSCS) to explore consumers’ attitudes to and understanding of financial advice and financial guidance.

Research by the Financial Services Compensation Scheme (FSCS) into consumers’ attitudes, expectations and behaviours around pensions and retirement.

A review and analysis of existing data and qualitative stakeholder interviews to explore financial resilience and make recommendations on how to improve this on a policy-wide level

A rapid evidence review and survey of users of Buy Now Pay Later (BNPL) by the Behavioural Insight Team for MaPS to understand the market, risks and trends, consumer understanding, impact and outcomes.

Descriptive analysis of trends in private pension holding among British adults aged 16 and over between 2014-16 and 2018-20 using the Wealth and Assets Survey.

A mixed-method study including observational research, qualitative interviews and quantitative surveys exploring the landscape for debt advice in the UK and how it has changed following the pandemic.